About NAFA

The National Association for Fixed Annuities, or NAFA, is a national trade association exclusively dedicated to promoting the awareness and understanding of fixed annuities. NAFA is the only association whose sole purpose is to advocate for fixed annuities and educate the public, as well as regulators and legislators, about the benefits fixed annuities have for those in or planning for retirement.

Members of NAFA include more than 80 insurance carriers and independent marketing organizations that represent 200,000+ agents and registered representatives who sell fixed annuities. Relying on the support of each and every one of them, NAFA helps to protect consumers by guiding its members to adhere to the highest standards of market conduct and ethical behavior.

Whether someone needs income today or in the future, fixed annuities are the only product that guarantees consumers will not outlive their savings. NAFA is dedicated to the unique values of fixed annuities and their role in insuring American retirement savings and income.

NAFA Mission Statement

NAFA, the National Association for Fixed Annuities, is exclusively dedicated to promoting the awareness and understanding of fixed income and deferred annuities through the education of policymakers, journalists, consumers, and the industry about the benefits of fixed annuities.

What is NAFA?

If you’re looking for a snapshot of who NAFA is, what we stand for and why we’re so committed to the future of fixed annuities, look no further than this simple one-pager. Here we examine NAFA by the numbers and expand on the three pillars upon which NAFA is built: educate, advocate and integrate.

Download a copy of the resource »

The Fixed Annuity Umbrella

The Fixed Annuity Umbrella

Fixed annuities are a popular choice for individuals preparing for retirement who want a guaranteed interest rate and a stream of income they can’t outlive. Yet, there remains confusion about how fixed indexed annuities in particular work. Read on to familiarize yourself with these powerful products.

Download a copy of the resource »

Legal Documents

NAFA BylawsOn Oct. 11, 2018, the National Association for Fixed Annuities (NAFA) membership voted in unanimous support of two bylaw amendments initiated by the NAFA Board of Directors. All changes to the bylaws are proposed before general membership at the association’s annual membership, held as part of its annual NAFA Annuity Distribution Summit.

Access the PDF to read the current bylaws in their entirety.

NAFA BylawsIn accordance with IRS regulations, the National Association for Fixed Annuities’ (NAFA’s) Return of Organization Exempt from Income Tax form for its most three recent filings is available for public inspection. The 990 form has been audited by Anick & Associates. Select a form below to view the associated PDF.

» 2017 Filing
» 2016 Filing
» 2015 Filing
» 2014 Filing

Event Disclosures

As participants in a trade association activity, each person attending a NAFA function must be mindful of the constraints imposed by federal and state anti-trust laws. The people at NAFA’s meetings represent companies that are in direct competition with one another.

NAFA’s purpose is to provide a forum for the free exchange of ideas on the designated topics of our meetings. It is not the purpose of these meetings to reach any agreement that could have anti-competitive effects. Individuals must keep in mind that a violation of the anti-trust laws may subject them to substantial fines — or worse.

NAFA is dedicated to the purpose of assisting all of its members to achieve their competitive potential.

By participating in a NAFA meeting or event, it is understood that NAFA, through its agents or employees, may take photographs of attendees in connecting with the event. It is further understood that all photographs are the property of NAFA.

Participants authorize NAFA, its assignees and transferees to use such photographs (to include video and other digital media) for any lawful purpose, including, for example, publicity, advertising, and web-based publications, without payment or other consideration arising from or related to the use of the photograph. Participants waive any right to inspect or approve the finished product wherein the participant’s likeness appears. Participants may opt out of this release by submitting a written request to NAFA.