Consumer-Facing Educational Materials

As an annuity professional, you understand the many roles fixed annuities can play in helping clients achieve various financial goals. At the same time, a great deal of misinformation about these products — and the professionals who sell them — exists, from false or misleading claims in the news to outdated perceptions passed down from previous generations of retirees.

NAFA has generated content and materials to help you educate consumers about fixed annuities by arming them with the truth. From fliers and brochures to whitepapers and media rebuttals, utilize the information below to assist your clients make better decisions about their retirement.

Continue checking back in the weeks and months to come as we add additional resources to this page!

Annuity Crediting Strategies: Cap Strategy

 

Annuity Crediting Strategies: Cap Strategy

Fixed indexed annuities (FIA) help consumers enjoy downside protection and upside potential in their retirement plans. Unfortunately, many are confused about the benefits of these products. NAFA seeks to break down specific features of these annuities in a way that anyone can understand. Learn how the point-to-point cap strategy works and why it’s a popular option available on many FIAs.

Download a copy of the resource »

Annuity Crediting Strategies: Par Rate Strategy

Annuity Crediting Strategies: Participation “Par” Rate Strategy

Many consumers are more familiar with how par can help their golf game than how par rate strategy can benefit their retirement nest egg. Fixed indexed annuities (FIA), and indexing in particular, are widely misunderstood and even misrepresented by some entities. This paper explains how the point-to-point participation rate strategy works and why it’s a popular option available on many FIAs.

Download a copy of the resource »

Helping Consumers Understand FIAs

Helping Consumers Understand FIAs

Fixed indexed annuities (FIAs), just like traditional fixed annuities, are insurance products that provide downside protection from loss of principal, with the potential for earning interest credits based on the performance of an underlying market index. In this report, learn how FIAs work and how they compare to other financial strategies for retirement planning, such as bond laddering or CDs.

Download a copy of the resource »

Annuities in Retirement Planning

Annuities in Retirement Planning

Retirees are living longer, which means squeezing more out of their savings. Using annuities for retirement planning is different from a traditional financial planning approach but can provide unique features and benefits, including mitigation of certain risk factors. Learn how fixed annuities can boost the chances of retirement success through safe accumulation of interest and reliable income.

Download a copy of the resource »

Product Comparison: Index-Linked Annuities

Product Comparison: Index-Linked Annuities

There’s more than one type of index-linked annuity. Two basic types that use an index and crediting strategy to determine account value are the fixed indexed annuity (FIA) and the registered index-linked annuity (RILA). This product comparison explains the key differences between these annuities and factors to consider when deciding which one would best fit in a consumer’s retirement plan.

Download a copy of the resource »

Celebrating the 25th Anniversary of FIAs

 

Celebrating the 25th Anniversary of FIAs

Though we’ve experienced significant changes related to FIAs throughout the last 25 years — from index crediting methods and riders to regulation and legislation — one thing hasn’t changed: the value of these products in helping consumers secure predictable lifetime income. Enjoy a timeline showing the innovation and evolution of the fixed indexed annuity and its impact on retirement.

Download a copy of the resource »

The Fixed Annuity Advantage

 

The Fixed Annuity Advantage

As baby boomers shift their focus from simply accumulating funds to turning accumulated funds into a reliable income, fixed annuities have evolved to address both these challenges. This piece offers agents and consumers information on the guaranteed lifetime income, or withdrawal, benefit available on these powerful products.

Download a copy of the resource »

9 Answers Every Investor Needs to Know about Annuities

9 Answers Every Investor Needs to Know about Annuities

Many consumers have received or been asked to download information about annuities produced by someone who doesn’t sell them or who doesn’t believe you should buy or own them. Much of this information is misleading; some of it warrants four Pinocchios! The information in this document is intended to provide readers the facts contrary to the negative sales pitch. Facts are empowering! With them, consumers can make informed decisions about their financial goals and retirement plan.

Download a copy of the resource »

The Fixed Annuity Umbrella

 

The Fixed Annuity Umbrella

Fixed annuities are a popular choice for individuals preparing for retirement who want a guaranteed interest rate and a stream of income they can’t outlive. Yet, there remains confusion about how fixed indexed annuities in particular work. This powerful piece concisely summarizes the similarities and differences between fixed, or declared rate, annuities and fixed indexed annuities.

Download a copy of the resource »

The Power of Words

 

The Power of Words

Fixed annuities offer a unique and attractive blend of safety, growth potential, tax advantages and lifetime income — which may make them a good fit for many clients. Yet appreciating the true power and capabilities of fixed annuities requires understanding the key terms that are used to define them. Use this flier as a handy guide for educating your clients about the basics of fixed annuities and annuity terminology.

Download a copy of the resource »